Inheritance | Glossary | Frequently Asked Questions

INHERITANCE

We work in many different countries and inheritance law differs from jurisdiction to jurisdiction. In the 1920's English law was simplified to allow inheritance in intestacies only as far as first cousins or descendants of first cousins. The late Dorothy L. Sayers in one of her early Lord Peter Wimsey mysteries mentioned this change in the law when the whole point of the motive for the crime depended on whether the victim's estate could legally pass to the murderer if the victim died after the Inheritance Act. Previously, it was true that an inheritance could pass back along a family line to third-fourth or even more distantly related cousins. However, the further back you go the more difficult it is to prove a legal bloodline.

Although this is the law in England, that doesn't hold true for other countries. In some American states, provided a relationship can be proved by documents, the heir can be a second cousin or someone even more remote.

Please click here for a Genealogical Chart outlining family relationships to first cousins.

Even in the UK, the law can often intrude into genealogical research. For example, some time ago we were researching the family of a middle-aged lady. When we went to her house to ask the neighbours what they knew of her one of them said: "She never spoke about her family but there's one person who could help you - her husband" No one knew at that time that her husband had survived her and he of course would have been entitled her estate.

Maybe the case would be easier than we had thought. "Where is he?" we asked. "In Dartmoor Prison. He murdered her!" And of course, by law if he was found guilty of her murder, he couldn't profit by his crime and we had to carry on our research. We did incidentally speak to the husband in Dartmoor and he was very happy to tell us all he knew of his wife's family…

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GLOSSARY

Administrator
A person appointed to manage the estate of a person who has died without leaving a valid will.

Genealogy
Genealogy is the study and investigation of family history. This involves tracing lines of descent from common ancestors to living members of a family.

Intestate
When a person dies without having made a will describing how they want their property to be disposed.

Next-of-Kin
The next-of-kin represent the closest family members of a deceased person able to make a claim on their estate. This relationship is defined by law and depends on the jurisdiction of the estate. Please see our genealogical tree chart for a graphical explanation of family relationships.

Will/ Testament
A written document that outlines how a person wishes to have their property and personal possessions distributed at the time of their death

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FREQUENTLY ASKED QUESTIONS

Below is short list of questions and answers organised under general categories. If you cannot find your answer here, please do not hesitate to contact us and we will endeavour to answer your query

About who can claim an inheritance?
- Who can claim an inheritance if a person dies without having written a will?
- Do I have to share any inheritance with other relatives?

About who is involved?
- Are you hired by the government to undertake your investigations?
- Who is the administrator and what do they do?
- Do I have to use your services or can I put forward my own claim to an estate?

About the size of the estate?
- What is done with the personal assets of the deceased such as real estate, furniture, jewellery etc.?
- Is any interest paid to the estate?

About our working practices and how long the process takes?
- How long will it take for me to receive any money?
- Why can't you divulge the name of the deceased?
- Can you give me names and addresses of other members of my family that you have found?

About the cost?
- How much do you charge to find a beneficiary?
- Do I have to pay you for your research if my claim is not successful?

Short Answers

Who can claim an inheritance if a person dies without a will?
Legislation in England and Wales, recognises the claims of a spouse, children and other blood relatives -up to first cousins once removed. Please see our genealogical tree chart for a graphical explanation of family relationships.

Nevertheless, the law in foreign jurisdictions can be very different and in such cases it is best to contact us for further information.

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Do I have to share any inheritance with other relatives?
Yes, if there are other relatives who have a similar family relationship to the deceased.

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Are you hired by the government to undertake your investigations?
No, we do not engage in work for any government department. In the event that no next-of-kin are found, it is common practice amongst governments across the world to expropriate those assets. Therefore, private companies like Celtic Research undertake the task of finding missing heirs at their own risk.

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Who is the administrator and what do they do?
The administrator is responsible for making sure that the estate of the deceased is distributed lawfully. They oversee the payment of debts & tax and approve the accounts to show how much money is available for distribution. The administrator can be a family member, a lawyer, a banker, or any trustworthy person of legal age.

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Can I put forward my own claim to an estate?
Yes, you have every right to carry out the necessary research and put forward your own claim to a decedent's estate -providing you can produce the relevant proofs to satisfy the solicitors administering the estate. However proving your own claim can be a lengthy, difficult and often expensive task. You can repair your own car, or even lay the tiles in your kitchen, but it is often better to leave that job to a professional. Celtic Research executes all the research and ancillary work necessary, thereby ensuring speed, efficiency and accuracy.

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What is done with the personal assets of the deceased such as real estate, furniture, jewellery etc.?
All the deceased's assets, including personal items, are sold at market value enabling the inheritance to be divided equally amongst all next-of-kin.

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Is any interest paid to the estate?
Normally interest accrues to an estate during the time that funds are placed in a bank account prior to distribution. There are instances where interest can only accumulate for a set number of years. Everything depends on the original jurisdiction involved. Contact us for further details.

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How long will it take for me to receive any money?
It is difficult to estimate the length of time it will take for any given estate to reach the distribution stage, but it can take between 6-12 months from the time we begin to process your claim. The time it takes varies given on number of factors such as, legal complications, missing/destroyed records and other events that can prevent an estate from being distributed more quickly. 

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Why can't you divulge the name of the deceased?
We will have taken a lot of time and trouble in order to find the rightful next of kin and in order to safeguard our fees (which of course are only recovered if we successfully prove the claims of those next of kin) we reserve the right not to identify the deceased until we have contracts or agreements from all of the potential heirs.

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Can you give me names and addresses of other members of my family that you have found?
If you would like, we are happy to forward your details to other members of the family, but we cannot give you their contact details without their permission.

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How much do you charge to find a beneficiary?
Please refer to Fees and contact us for more information.

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Do I have to pay you for your research if my claim is not successful?
No. You do not have to pay us for our research costs. We bear the risk in every case. Please refer to Fees.

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